W&I Insurance: From the Underwriter's Desk
What underwriters look for when a due diligence report lands on their desk, what makes them cautious, and where AI is starting to change how deals get underwritten. By Jurimesh, in conversation with Tanya Nash (RiskPoint), François Piquet (Acquinex) and Martin Roberts (Liberty GTS).
3
Underwriters interviewed
Paper 3
The W&I Series
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We would much rather have an AI review of everything, even one the buyer cannot formally rely on, than a review of five per cent with the rest left to hope in consistency.
What's inside
- 01
From the underwriter's desk
Tanya Nash, RiskPoint
Why the scope of work, and what was left out of it, is the first thing an underwriter reads, why gaps in diligence are the exclusion AI should shrink, and why even an imperfect AI review of every contract beats a human review of a small sample.
- 02
From the mid-market desk
François Piquet, Acquinex
How a streamlined process with no underwriting call and one round of questions is reaching bigger deals, where France and the Benelux still differ, and the paragraph in a scope of work that makes an AI-assisted report acceptable.
- 03
From the Benelux desk
Martin Roberts, Liberty GTS
Why the diligence scope has to match the warranty scope, how the Benelux market compares with the UK and the Nordics, and the question that still stands over a fully AI-generated report: what has the machine not seen?
About this report
Paper 3 in the Jurimesh W&I Series. Written by Jurimesh, in conversation with Tanya Nash, Chief Underwriting Officer for Transactional Risk at RiskPoint; François Piquet, Head of France and Benelux at Acquinex; and Martin Roberts, Head of Benelux at Liberty Global Transaction Solutions.
The first two papers drew on the broker's view. This one moves to the underwriting side of the table, as three conversations, one per chapter: how an underwriter reads a due diligence report, what makes them cautious, and what they would need to see before underwriting on AI-generated diligence.
Start with W&I Insurance: A Detailed Guide for the policy mechanics, or W&I Insurance: From the Broker's Seat for how a deal gets presented to insurers.